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In Charge is a 501(c)(3) nonprofit credit counseling organization.Our mission is to help you find debt relief and our advice is based on the details of your personal situation.But you should first consult a qualified credit counselor.
Yet since bankruptcy has far-reaching and long-lasting results, you should first consider other debt management options.
This includes money owed on personal credit card accounts, auto loans, medical bills, and mortgages.
The FDCPA does not cover debts incurred in running a business.
We may tell you that bankruptcy is your best option and refer you to a bankruptcy attorney.
We may recommend our debt management program: a program that consolidates your payments into one, and request lower credit card interest rates from on your behalf.
If you are unable to resolve the problem, you can submit a complaint to the Consumer Financial Protection Bureau (CFPB).